You see, every business that wants to grow in leaps and bounds, and be around for a long time must find a way of saving the little or big profits made from every sale or business transaction. Savings is the lifeblood of any business. This fact cannot be over-emphasized!
The good thing about saving is that it isn’t difficult to do. It really isn’t! The easiest way of starting to save is to register with what the Yoruba-speaking people call “alajo”. This person, most times a man, comes every working day to your place of business to collect a pre-agreed amount of money to save on your behalf. At the end of every month, you can collect the total amount saved to re-stock your business or you collect the money some other time.
Another way of starting to save money is to open a bank account. Banks are everywhere now and opening a bank account isn’t rocket science anymore. You can even enjoy cool interest rates at the end of every month.
Saving money with the bank is quite safe and you have some level of guarantee that your money, no matter what happens to the bank, can be got back but going the way of the “alajo” to save your hard-earned money can be risky. We’ve heard different stories of how the man keeping your money have gone missing together with your money. This could be a saddening experience for anyone and can totally ruin a business.
Thanks to advancement in technology, there’s now a better way to save your money:Minisaving
Minisaving.com is a daily saving platform designed for all kinds of business people – individuals, petty traders and SMBs, which allows you save from your daily sales.
Business people can save their money via the web (WEB2SAVE), via your Mobile Phone Text Message (SMS) (SMS2SAVE) or via a Phone Call (CALL2SAVE).
The Minisaving platform uses a two-way semi-digital security implementation on every account to ensure that users’ savings are far from the reach of cyber thieves.
To ensure users’ are well-attended to when issues arise, Minisaving.com provides a first-in-class customer care support team to handle any issue that may arise from the use of the platform, and goes a step further by providing other means of solving complaints such as Support Ticket System, Live Chat, Phone contact, email and others.
The Minisaving platform can be accessed from anywhere – web, Android app, iPhone app, and the team is working tirelessly to release the Blackberry and Windows phone apps.
The beauty of Minisaving.com is that customers’ savings are not stored digitally. They lodge customer’s savings with commercial and microfinance banks throughout the country.
Minisaving.com is looking to disrupt the daily savings industry and that is commendable. We can’t keep doing things the same way and expect a different result! I particularly like the fact that I can save money from the comfort of my phone and it will get deposited in one of the banks.
The team behind Minisaving.com must be commended but the problem is I don’t know them. Apart from the homepage and the sign-in & sign-up link on the homepage, nothing seems to work on the platform and that is enough to scare me away.
Due to high expectations and my desire to start saving, I decided to sign up. It was a pretty easy one and I was done in a few minutes. I thereafter needed to verify my account but up until now I haven’t and I can’t log in. I was expecting either an email or text message instructing me on how to verify my account but none has arrived for the past 12 hours. I’m still waiting though!
Then the Minisaving centres! I typed in a valid house address in Lagos but their system couldn’t find it. Though the knowledge base contains a few useful information, it needs to be improved upon.
One feature, or rather two, that I like the most is the Minicontact and Minimarket, which is more or less an e-commerce platform for both skilled and unskilled individuals.
At the moment, I’m really not impressed but I trust the team behind Minisaving are working tirelessly to make the platform work and I can’t wait for that to happen!
TECHLOY
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